Home Loans

Turn your dream property
into reality

Easy finance. Flexible terms. Global reach.

Struggling with investment capital? No worries. Take out a loan on easy and flexible terms across 11 countries. Our mortgage specialists find you the most competitive rates — whether you're buying in Dubai, London, or Lisbon.

23M+
Loans Processed
74K+
Happy Borrowers
327
Lender Partners
12
Mo. Avg. Approval
Quick Loan Enquiry
Tell us what you need — we'll match you with the best lender
Home Home Loans
Loan Products

Finance solutions for every investor

Whether you're a first-time buyer or a seasoned portfolio investor, we have the right product for you across all 11 markets.

Residential Mortgage

Competitive fixed and variable-rate mortgages for primary residences. Available to residents and non-residents across UAE, UK, Portugal, and Turkey.

From 3.2% p.a.

Buy-to-Let Mortgage

Finance your investment property with products designed for landlords. Assessed on rental income, ideal for building a global portfolio.

From 3.8% p.a.

Off-Plan Finance

Stage-payment mortgages aligned to construction milestones. Secure your off-plan unit with as little as 10% deposit, with LOP's developer partners.

From 4.0% p.a.

Commercial Mortgage

Finance for offices, retail spaces, warehouses, and mixed-use developments. Tailored structures for corporate and high-net-worth investors.

From 4.5% p.a.

Re-mortgage

Refinance your existing property to unlock equity or switch to a better rate. Our advisors compare hundreds of products to find your optimal deal.

Rate review included

Bridging Finance

Short-term funding to bridge the gap between purchase and long-term mortgage. Fast decisions — ideal for auction purchases or time-critical deals.

Decisions in 48hrs
The Process

From application to keys in hand

Our loan specialists guide you through every step, simplifying what can be a complex process.

Submit Enquiry

Fill in your details and loan requirements — takes under 3 minutes

Free Consultation

A specialist reviews your case and identifies the best lenders across our 327-partner network

Decision in Principle

Receive a Decision in Principle from your chosen lender — typically within 48 hours

Full Application

Submit your full documentation — we handle all lender communications and chase progress on your behalf

Funds Released

Mortgage offer issued, legal checks complete, and funds released to complete your purchase

Payment Planner

Calculate your monthly repayments

Use our interactive planner to model different scenarios — adjust property price, deposit, duration and rate to see your monthly payment instantly.

Loan Calculator

Adjust the sliders or enter values to model your repayment scenario

£
Loan Amount
£240,000
Deposit
£60,000
Total Repayable
£450,697
Total Interest
£210,697
Annual Payment
£18,022
Total annual repayment amount
Indicative figures only. This calculator provides an estimate for illustration purposes. Actual rates and terms depend on your personal circumstances, credit profile, and lender criteria. Speak to a specialist for a personalised quote.
Eligibility

Who can apply?

Any individual or organisation that meets the minimum criteria can apply. Requirements vary by country and loan type.

Individuals & Couples
Salaried employees, self-employed, and retirees. Residents and non-residents welcome across all 11 markets.
Companies & Investors
SPVs, limited companies, and corporate structures for commercial mortgages and portfolio finance.
International Buyers
We specialise in cross-border mortgages. Buy in UAE from the UK, or in Portugal from the Gulf — we handle the complexity.
First-Time Buyers
Dedicated first-time buyer products with lower deposit requirements and government scheme access where available.
Trust the facts, not just the words
Our track record across 11 global markets
23M+
Loans processed
74K+
Happy borrowers
327
Lender partners
12
Avg. months to complete
UAE Approvals94%
UK Approvals91%
Gulf Region88%
Europe & Others85%
FCA regulated · RICS compliant · Operating across 11 countries · Company Reg. 14829454
Current Rates

Competitive products from 327 lenders

Rates are indicative and subject to individual circumstances. Our advisors will find the best deal for your specific situation.

2-Year Fixed
3.2%
per annum (indicative)

Certainty for the first two years, then reverts to a competitive variable rate. Low booking fee.

85% LTV available
15% minimum deposit
Overpayment allowed (10%/yr)
Free property valuation
Variable Rate (Tracker)
3.0%
per annum (indicative)

Tracks the base rate plus a fixed margin. Lower initial rate with full flexibility — no early repayment charges.

Full flexibility — exit anytime
No early repayment charge
85% LTV available
Unlimited overpayments

Rates shown are indicative as of publication. Your actual rate depends on LTV, credit profile, property type, and country. All rates subject to lender approval.

Apply Now

Start your full loan application

Fill in your details below and a dedicated mortgage specialist will contact you within 2 hours to discuss your options.

Loan Application

All information is kept strictly confidential and used only to process your enquiry.

Your data is handled under GDPR. We never share your information without consent.

Free, no-obligation advice
There is no cost to apply or receive advice. Our fee, where applicable, is only charged on successful completion of a mortgage offer.
Response within 2 hours
A dedicated mortgage specialist will review your application and call you back within 2 business hours — 7 days a week.
327 lender partners
We compare products across our entire network to find you the most competitive rate for your specific circumstances and country.
Experts in cross-border finance
Buying internationally adds complexity. Our specialists understand local regulations, currency risk, and lender requirements in every market.
Regulated & trusted
FAQ

Common questions answered

Everything you need to know about home loans with Land of Profits.

Who can apply for a loan?
Any individual or organisation that meets the minimum investment criteria can apply. Eligibility requirements may vary depending on the specific case — minimum loan amount, age restrictions, residency status, and accreditation. It is important to review the loan details and eligibility criteria carefully before applying. Our specialists will assess your situation for free.
How long does it take to get approval?
It depends on the loan amount and your personalised case. A Decision in Principle can typically be obtained within 24–48 hours. Full mortgage approval varies by lender and country, but our average time to completion across all markets is around 12 months from initial enquiry to funds released.
Can the loan term and repayment schedule be changed?
Yes. It is possible to change the term of the loan and the repayment schedule, subject to the terms and conditions of the mortgage agreement. Any changes must be approved by the lender. Some products allow overpayments or term reductions without charge — your specialist will advise on this at the outset.
What documentation will I need to provide?
Yes — documentation is required to process your application. Typically this includes proof of identity (passport), proof of address, 3–6 months of bank statements, proof of income (payslips, tax returns, or company accounts for self-employed), and details of the property being purchased. Requirements vary by country and lender — your specialist will provide a precise checklist.
What is the maximum amount I can borrow?
This depends on various factors including your income, credit score, employment status, the value of the property, and the specific lender's criteria. There is no set maximum — some of our high-net-worth clients borrow tens of millions. We will provide a maximum borrowing estimate after your free consultation.
Do you offer mortgages for non-residents?
Yes — non-resident and expatriate mortgages are one of our specialities. We work with lenders in all 11 markets who are experienced in financing international buyers. Deposit requirements for non-residents are typically higher (25–40%), but we have access to products specifically designed for overseas investors.

Speak to a Mortgage Specialist

Our team is available 7 days a week to answer your loan questions and find you the best deal.

Send a Message
Response within 2 hours
Call Us
Mon–Sun, 8am–8pm
WhatsApp
Chat instantly
Instant Video Call
Face-to-face with a specialist
Ready to Apply?

Turn your dream property into reality

No matter where in the world you're buying, our mortgage specialists are ready to find you the most competitive rate. Free advice, no obligation.

Free advice
327 lender partners
Reply within 2 hours
11 countries covered

Stay ahead of the market

Get the latest property launches, investment insights, and exclusive opportunities delivered to your inbox.

No spam. Unsubscribe anytime. Your data is safe with us.